Is Critical Illness Insurance In Singapore Necessary?

There are many critical illness diseases are present ex- cancer, heart attack, stroke, etc. For which insurance is quite essential. But now a query may arise that why to adopt the insurance policy, specifically in Singapore? In Singapore, people are mostly affected by cancers. A maximum of patients are suffered from cancers, and many are from a heart attack, heart strokes, skin cancers, brain diseases, etc. And the treatment charges very high costs in cities like Singapore, so if you have an insurance policy facility, you will never face any problems.

Here, the best possible idea to get rid of the problem of money is having insurance. If you have an insurance policy in Singapore, then the insurer will make a lump sum payment if you suffer for any specific diseases. It is the best policy for patients who are suffering from critical illness. And these illnesses will take all your money and effort so an insurance policy can better help you. But all the rules vary from policy to policy. For all these, Singapore is providing the best critical illness insurance

How Will Critical Illness Insurance In Singapore Help You?

  • If you have a critical illness, then the insurance policy can help you from the devastating financial loss. 
  • You will never hesitate to provide the best treatment from the best doctors if you have the critical illness insurance policy.
  • The diagnosis will be more straightforward and cost-saving, and you can also get the opinion benefits about your illness through the policies. 
  • You need more financial stability for critical illness, ex- for cancer, kidney failure, brain surgery, open-heart surgery, hypertension, diabetes, heart stroke, etc. So in these cases, the insurance will play as a secure support system.
  • If you are doing the insurance for any critical illness, you can get the payout early so that your treatment can be successful in the early stage, and you will face less financial burden.  
  • There are several policies for accident protection also. Because it is uncertain, and you do not know how much it will cost to protect a life. It can help you to protect life at a low cost. 
  • There are many insurance service providers available in Singapore, but now the question may strike in your mind that where to avail the services? So HL Assurance SG can be the best answer to this question.

Services Of HL Assurance Singapore


Critical Illness Insurance For Your Family

It can help you and your family a full protection facility in any critical illness. Some other facilities are coming under this scheme ex- Early protect360, travel protect360, critical illness protect360, accident protect 360, etc. Here we can understand it with simple words, 360 means the total support system. It is an excellent facility to rescue your family as well as yourself from any critical illness.

Annual Health Screening


It is a facility for all its policyholders. By using this, a policyholder can go for a full health screening every year for one time. It is the best facility for all the policyholders because you can find some asymptomatic diseases and catch the disease if it is an early stage. So that the treatment will be more accessible, suppose you have any symptoms of cancer but, not sure that or do not know how to confirm the disease then, the medical experts can support you to identify the root cause and suggest the diagnosis process.

High Personal Accident Coverage


An accident is quite uncertain, and we do not know when it happens with whom. So if you have this insurance policy then, it will help you to recover the charges. It will give you all the financial support in any adverse situation. 

Medical Second Opinion


In Singapore, the critical illness protection360 provides the experts and professionals with the second opinions to discuss the critical disease and diagnosis for those diseases. All these services are free of cost. And it is always better to take the experts’ opinions because they are experienced in this field and quite knowledgeable. 

High Critical Illness Coverage


Through this insurance policy, you can get coverage according to the policy when you have any critical illness. In Singapore, one person in every five people is affected by cancer or any other illness. So it is better to have insurance, which will be a tremendous financial support for you. 

Why Is Critical Illness Insurance Important?


It is essential because the health care sector costs are rising. As the cost increases, you also have to invest more money for a patient to cure a critical illness. The medical cost includes many other costs ex- bed charges, doctor consultation fees, medicine charges, diagnosis cost, surgery cost, operation cost, own expenses cost, the person who is staying with the patient, etc. And the prices are varies basing upon the diseases and their treatment. The prices can also vary according to the diseases and quality of treatment they are providing. But always go through all the instructions and acknowledge all the conditions and rules thoroughly.

The necessary thing is that if you are in the last stage of the illness and require urgent help for the surgery, then it is too tough to arrange money for the treatment. And if you have insurance from earlier then, it will reduce your cost. Sometimes your saving is also not enough for the treatment. By having the insurance policy, you can get rid of the situation. 

The service provider of an insurance policy is quite friendly and can explain all the rules, terms, and conditions. You can also avail of these services online, and the experts are always ready to help you. Our team is present 24×7 for the service. The service charges are quite reliable, and you can clarify all your doubts with our experts. It is the best option to have an insurance policy to fight with all the critical illness conditions. It also gives you the mental support to face the situation.